Eco Bank Card-less Withdrawal

Eco Bank Card-less Withdrawal: Prominent pan-African bank Ecobank has been at the forefront of innovation in the banking industry, continuously working to offer its clients easy-to-access financial services. Card-less withdrawal, a novel technique that enables users to take out cash from ATMs without a physical debit card, is one of Ecobank’s most recent innovations. This creative technique solves security issues related to conventional card-based transactions while simultaneously improving ease.

By using the bank’s mobile banking app or USSD code, Ecobank users can initiate transactions straight from their phones with card-less withdrawal, removing the possibility of card loss or theft. Since users don’t need to carry a physical card, they can access cash whenever and wherever they choose, providing unmatched flexibility. It also meets the increasing need for online banking services, which is consistent with Ecobank’s mission to use technology to enhance customer satisfaction and financial inclusion.

Ecobank exhibits its commitment to spearheading financial innovation and satisfying the changing demands of its heterogeneous clientele by adopting card-less withdrawal. This programme highlights the bank’s leadership position in the African banking sector while also streamlining banking procedures. Ecobank’s implementation of card-less withdrawal further solidifies its position as a forward-thinking organisation committed to providing innovative solutions that empower clients and improve their banking experience, even as technology continues to transform the banking industry.

Why use Eco Bank Card-less Withdrawal 2024?

There are various reasons why you should make use of this feature:

• Safety tip: If you are in an area where having a card could be risky, leave it at home and travel without one.
• Convenience: Not having to worry about additional plastic items might sometimes be more convenient.
• Emergencies: Has your wallet vanished from sight? Not a problem. You still have access to cash.

How do Ecobank card-less withdrawals work?

E-tokens, one-time 8-digit codes that you generate on your phone for a desired amount, are used for Ecobank’s Xpress Cash withdrawals.

Once you have this code, you can use it to withdraw money from an ATM. Alternatively, you can email it to a friend or family member so they can use it to send money instantly.

To use this method, simply follow the steps below:

1. Launch the dialer app on your phone.
2. Dial *326#.
3. Follow the on-screen instructions to generate a one-time Xpress Cash e-token for the desired amount.
4. Find an Ecobank ATM and select the “Card-less Withdrawal” option.
5. Enter the e-token number you’ve generated on your phone.
6. Enter the desired amount.
7. Press the “enter” button and collect your cash!

How to Perform Eco Bank Card-less Withdrawal Via the Mobile App

To use this method, simply follow the steps below:

1. Download the Ecobank mobile app on the Apple App Store or the Google Play Store.
2. Log in with your bank details, or register if you are a new user.
3. Once you’re logged in, select “Card-less Withdrawal” in the menu and click on “Xpress Cash”.
4. Select the ATM option, then choose the account you want to withdraw from.
5. Input the amount you want to withdraw.
6. Take note of the generated e-token.
7. Find an Ecobank ATM and select the “Cardless Withdrawal” option.
8. Enter the e-token number you’ve generated on your phone.
9. Enter the desired amount.
10. Press the “enter” button and collect your cash!

How to Perform Eco Bank Card-less Withdrawal Via Biometrics (Fingerprints)

ATM fingerprint authentication is a security feature that allows customers to access ATM services using their biometric information, such as fingerprints, instead of traditional PINs or cards.

To use Eco Bank Card-less Withdrawal or withdraw money from an ATM with fingerprints, follow these steps:

• Visit any Eco Bank ATM machine.
• Hit on any of the ATM buttons (the ones beside the screen, not the key pad). In most ATM machines, the keypad works, especially on newly modernised ATM machines.
• Select Biometric.
• Key in your Eco Bank account number.
• Select the transaction type, which should be withdrawal (transfer, withdrawal, etc.).
• Select the desired amount you want to withdraw.
• Place any of your fingers on the fingerprint sensor for at least 5 seconds.
• Hit the proceed button.
• Your cash will be dispensed in a few seconds once the details you provide are accurate and your fingerprint is captured well.

NB: This method only works on ATM machines that have a fingerprint sensor in them or attached to them.

Frequently Asked Questions

How to Buy GLO Airtime from Eco Bank in 2024 Via Mobile App

To buy Glo airtime from EcoBank, simply follow the steps below:

1. Download the Eco Bank mobile app.(Android and iOS)
2. Install and launch the app.
3. Enter your login details or register if you are a new user
4.  Navigate to the option “Airtime.”
5. Follow the on-screen instructions.
6. Enter the necessary information, like the phone number you want to recharge and the amount you want to recharge.
7. Enter your Eco Bank Mobile app PIN.

How to Link NIN to EcoBank Account 2024 Via Online

To link your NIN to EcoBank without going to the bank, follow the steps below;

1. Visit the EcoBank Customer Update Portal. 
2. Enter your specific account details to log in
3. Accept the terms and conditions
4. An OTP (one-time password) will be sent to your registered phone number. 
5. Copy the OTP and paste it into the space provided
6. Select the option that allows you to update your NIN
7. Input your NIN
8. Confirm and submit

NB: Rest assured that EcoBank will keep your personal information in strict confidence.