How to Generate a Keystone Bank Token Code in 2024: A “token code” is a security mechanism that banks employ to verify transactions or grant access to online banking services. A mobile app or a physical device (like a card reader or key fob) frequently generates these token codes, and they typically change every few seconds.
This provides an additional degree of protection as, even in the event that a hacker were to succeed in obtaining the user’s login credentials, they would also require physical access to the device or application that generates the token codes in order to finish the login procedure. Users have to provide the current token code in addition to their usual login credentials in order to perform sensitive transactions, such as sending money or accessing account details.
Advantages of Bank’s Token Code
Bank token codes improve online banking transaction security in a number of ways. These benefits include:
- Two-factor authentication: Beyond a username and password, token codes offer an extra degree of protection. This implies that the current token code is still required to finish the login process, even in the event that someone obtains illegal access to a user’s login credentials.
- Protection against phishing: (Phishing is a type of scam and social engineering in which con artists trick victims into divulging personal information or downloading malicious software, such as ransomware.) Even if a user unwittingly provides their login credentials to a phishing site, the attacker would still need the current token code to access the account.
- Offline security: Since token code generators usually rely on a local clock and algorithm, they can function even in the absence of an internet connection. This implies that even in scenarios with restricted network connectivity, users can safely produce token codes.
- Dynamic and time-bound: Token codes are typically time-bound and change frequently (e.g., every 30 seconds).
- Customer’s trust: token codes help enhance customer trust.
- Reduced reliance on SMS: Although SMS-based authentication was once common, vulnerabilities like SIM swapping attacks have made it less secure. A solution that is more secure and does not rely on SMS is bank token codes.
How to Generate a Keystone Bank Token Code in 2024 Visiting Keystone Bank
Since cyber risks are growing daily, it is important that we safeguard our digital assets! We are here today for that reason. Customers can greatly improve the security of their online banking transactions by utilizing a Keystone Bank token code.
All it takes to obtain a Keystone Bank token is to visit any nearby Keystone bank and request an application for a token. Note that there is a cost associated with the Keystone Bank token.
How to Generate a Keystone Bank Token Code in 2024 Via the Keystone Bank mToken App
Keystone Bank mToken App enhances security by generating dynamic token codes, providing two-factor authentication for online banking transactions.
- Download and install the Keystone Bank mobile app from the Google Play Store for Android devices or the Apple App Store for iOS devices.
- Click on Register.
- Input account details and the last six digits of your debit card number.
- An OTP will be sent to your registered email and phone number.
- Create a preferred username, password, transaction PIN and input OTP.
- Enrollment successful.
- Select three security questions.
- Login.
The process is to:
- Download and install the Keystone Bank mToken app from the Google Play Store for Android devices or the Apple
- Launch the app.
- Click on “Get Codes.”
- Input the internet banking or mobile app user ID (please note that it is case sensitive).
- Click on “Get Activation Code.”
- The user ID and activation code are sent to the customer’s registered phone number and email address.
- Open the app to input the user ID and activation code.
- Create a 6-digit PIN and then re-confirm it.
- A national flag will display as your PIN hint (please take note of the flag).
- Click on OK, and an OTP will be generated.
Frequently Asked Questions
How to Check Keystone Bank Account Number 2024
- Launch the dialer app on your smartphone.
- Dial *7111# and call right away.
- Follow the on-screen prompts.
- Select the option for “Check Account Number” or a similar option.
- It might be necessary for you to enter your PIN or supply additional authentication information.
- Your Keystone Bank account number will appear on the screen or be sent to you via SMS upon verification.
NB: Firstly, ensure your phone number is linked to your Keystone Bank account, and remember to keep your PIN and other banking information private and safe.
How to Generate a Keystone Bank Token Code in 2024 Via the Keystone Bank mToken App
To learn How to Generate a Keystone Bank Token Code in 2024 Via the Keystone Bank mToken App, follow the steps below:
- Download and install the Keystone Bank mToken app from the Google Play Store for Android devices or the Apple
- Launch the app.
- Click on “Get Codes.”
- Input the internet banking or mobile app user ID (please note that it is case sensitive).
- Click on “Get Activation Code.”
- The user ID and activation code are sent to the customer’s registered phone number and email address.
- Open the app to input the user ID and activation code.
- Create a 6-digit PIN and then re-confirm it.
- A national flag will display as your PIN hint (please take note of the flag).
- Click on OK, and an OTP will be generated.
How to Check Keystone Bank Account Balance
It is simple to check the balance of the Keystone bank account using the USSD code. Use the procedure below to accomplish your Keystone Bank account balance check:
Check account balance by dialing *7111*00#
- Dial *7111*00# on the bank’s registered phone;
- Authenticate or verify using your transaction PIN.
- Then your account balance will be displayed.
