How to open an Access Bank account: In this post, you will discover how to open an Access Bank account on your phone or by visiting the bank’s official website. Access Bank amalgamated with Diamond in 2018 to establish one of Nigeria’s largest banks, serving millions of customers across the country.
Access Bank has a presence in various African countries and beyond, and I suppose you are here for the same purpose. Individuals and businesses occasionally want to register an account with the financial institution.
If you have the necessary documents and follow the instructions, you should have no trouble opening an account with Access Bank.
In this post, we will show you two ways to open an Access Bank account without going to the bank. Please feel free to choose whatever manner is most convenient for you.
How to Open an Access Bank Account Using USSD:
- Dial *901*0# from your mobile device.
- Choose option 1 (create an account with BVN).
- Enter your BVN, which will be used to obtain your profile from your already existing bank account(s).
- Fill out the form and follow any additional instructions you find. After completing these steps, you will receive an SMS on your phone with your account number.
Sometimes it can take up to two days to receive the account number.
Note: You can only use the guide above if you previously had an account with any Nigerian bank and had a bank verification number, often known as a BVN. In the event that you don’t have a BVN, you’ll only be allowed to open a mobile wallet with Access Bank.
How to Open an Access Bank Account Online
Go to the Access Bank account opening page. You can accomplish this using either your smartphone or your PC.
- Click the ‘Open Account‘ button.
- Enter your BVN and click ‘Continue’.
If you do not have a BVN, click ‘Skip this procedure’. Thereafter, you’ll be led to the personal info section, where you’ll have to submit many details about yourself. To complete your account opening, fill out the form and the following forms.
Now that you know how to open an Access Bank account online, I want to tell you about an Access Bank instant savings account.
Access bank Instant savings account
The Access Bank Instant Savings account can be opened from your mobile phone without you visiting the bank. Some of the features of the instant savings account are:
- No minimum opening balance is required
- Account details can be uploaded via the contact centre, branch, or bank website.
- Issuance of Verve cards only.
- Interest rate of 4.2% per year on the account.
- Maximum single deposit of 50,000 naira.
- Cumulative balance of 300,000 naira.
Benefits of an instant savings account
- Accounts can be opened in a variety of ways, including through a contact centre, a website, or a branch.
- Account holders are financially included, and account information is updated via SMS/email alerts.
- Verve debit cards can be used on POS terminals to withdraw cash at any time and from any location.
Requirements for opening an instant savings account.
- A duly completed account opening form, including the signature mandate section.
- 1 passport-sized photograph
- Means of identification are not required.
- Bank verification number
- AML risk assessment
- Customer data verification.
Conclusion
So, hopefully, after reading this text, you understand how to open an access bank account online. Simply dial *901*0#, and you can register with a bank verification number or by providing your personal information; either way, once you receive your account number via SMS, go to the nearest access bank branch with your passport photograph and ID card to have your account fully activated.
Once your account is fully activated, you will be able to conduct all bank transactions, including withdrawals and deposits, without restriction.
